Geo-coverage

Due can onboard businesses and individuals in most countries worldwide. Our compliance framework adheres to international KYC / AML standards and all applicable sanctions regulations, including those issued by OFAC, the EU, UN, UK, and MAS.

Onboarding eligibility depends on jurisdictional risk, regulatory obligations, and our banking and payment network policies.

Currency-specific virtual account restrictions

These restrictions apply to virtual account availability, not to onboarding in general:

AED: Individuals residing in the UAE are not eligible for AED virtual accounts, regardless of nationality. UAE nationals residing outside the UAE may be eligible if they provide proof of address in their country of residence. Companies registered in the UAE mainland are not eligible; UAE free zone entities (FZE, FZCO, FZ LLC) and financial free zone entities (DIFC, ADGM) remain eligible, subject to partner approval.
USD: USD virtual accounts are not available to accounts in Pakistan (PK). This restriction is specific to USD virtual accounts; it does not add Pakistan to the prohibited-countries list.

Check the account's available channels with GET /v1/channels before requesting a virtual account endorsement. See AED bank virtual account endorsement for AED requirements.

Prohibited countries

Due is unable to onboard entities or individuals that are domiciled in, operate from, or primarily owned by persons in the following jurisdictions:

Afghanistan
Belarus
Central African Republic
China
Cuba
DR Congo
Eritrea
Guinea-Bissau
Iran
Iraq
Lebanon
Libya
Mali
Myanmar
Nicaragua
North Korea
Russian Federation
Somalia
South Sudan
Sudan
Syria
Territories of Ukraine that are in dispute/occupied by the Russian Federation, including Donbas, Donetsk, Luhansk and Crimea, and other parts of Eastern Ukraine
Venezuela
Yemen
Zimbabwe

Industry specific restrictions

Regardless of location, Due does not support entities involved in the following industries or activities:

Arms, defense, military
Atomic power
Correspondent banks
Counterfeit goods production, trading, or distribution
CSAM
Human trafficking
Illicit drug production, trading, or distribution
Proliferation financing
Pyramid or Ponzi schemes
Shell companies
Unlicensed banks
Unlicensed gambling or betting services
Unlicensed pharmaceuticals
Unlicensed/unregulated remittance agents
Wildlife trafficking
z.Any other illicit or criminal activity
z.Any other unlicensed companies